Identity theft: How to trace if someone else is missing your documents

- Advertisement -

Identity theft can prove costly. Someone can misuse your documents to open a bank account to defraud people. Scammers can take a loan in your name, affecting your credit history. They can even buy a SIM card and misuse it. Once they are through, it will be up to you to prove that you were a victim of identity theft.

Fraudsters typically replace the details on the identity documents. For example, they can change pictures, address, etc. They can then use the Aadhaar, PAN Card or driving license to take a loan or open a bank account. Most verification services only authenticate the name and number of the document.

The Department of Telecommunications (DoT) has recently launched a portal for fraud management and consumer protection ( At this portal, you have to provide your mobile number. Based on it, you will know other phone numbers that are registered in your name.

If you see any unauthorized numbers, you can block them by sending a request to DoT. The service is not yet available in the entire country. DoT is expanding it.

Another way to track misuse of your documents is to check your credit report regularly. After accessing your credit report, check if there are any suspicious loans or credit cards. The report also provides phone numbers and email addresses that are registered with different lenders.

If you find anything suspicious, approach the lender or credit card issuer for further details. If the loan or card doesn’t belong to you, you can inform the lender or the card issuer. Also, file a police complaint.

Each credit bureau offers one free credit report every year. There are four bureaus, which means you can check one free report every three months. Make use of it.

(Do you have personal finance queries? Send them to and get them answered by industry experts)

Subscribe to Mint Newsletters

* Enter a valid email

* Thank you for subscribing to our newsletter.

Never miss a story! Stay connected and informed with Mint. Download our App Now!!


Disclaimer: This post has not been edited by our staff and is published from a syndicated feed. The Original Source of this post can be found at Source link


U. S. Vice-President Kamala Harris, officials heading to UAE to pay respects

The UAE named Abu Dhabi crown prince Sheikh Mohammed bin Zayed Al Nahyan its new President following the death...

Panneerselvam urges State govt. to ascertain reasons for cotton price hike

The AIADMK co-ordinator, O. Panneerselvam, on Monday expressed surprise over the trend of increase in the price of yarn despite the Centre waiving the...

Sarkaru Vaari Paata box office collection day 4: Mahesh Babu movie...

Telugu actor Mahesh Babu’s latest movie Sarkaru Vaari Paata seemed to have had a good weekend at the box office. The movie has grossed...

Bommai will lead BJP in Assembly elections in Karnataka: C.T. Ravi

BJP’s national general secretary justifies Bajrang Dal’s firearm training to youths in Kodagu stating it is meant to impart self-defence techniques BJP’s national general secretary...

Petrol, Diesel Sales Rebound In May As Demand Returns

<!-- -->Petrol sales grew 14 per cent during the first half of May.New Delhi: India's petrol and diesel consumption jumped in May as pick...
- Advertisement -

More Articles

- Advertisement -